Auto loans made simple. AutoTitle loans, Used Car Loans, Refinance your existing Auto Title Loan or Used Car Loan.
FastCredit Financial is a specialty auto loan company headquartered in downtown Los Angeles. If you own your car and a need a title loan, you need a loan to purchase a used car, or you would like to refinance your existing auto loan, FastCredit Financial is here to help. We will make the process of obtaining an auto loan quick and easy. FastCredit Financial is the only automobile finance company in California that provides auto title loans, used car loans, and auto loan refinancing. Unlike our competition we provide different auto financing options for our customers. To learn more about our different auto loan programs please click on the loans tab.
At FastCredit Financial we know that our customers are looking for a quick and easy way to obtain an auto title loan or other auto loan financing. With our online application and stream lined process we can process most loans in under one hour. If you have less than perfect credit, don’t worry! We can help regardless of your credit score. * Borrowers must provide proof of ability to repay the loan. * Not all cars qualify. * Terms up to 36 months available. * No pre-payment penalties. With our convenient locations in Los Angeles and San Jose and the friendliest staff in town, you will never use another company for your auto title loan and auto financing needs.
We provide all of our customers with respectful and courteous service. Most of our customers are so satisfied with our service they become repeat customers. We do our best to provide our customers with an excellent auto financing experience. *Be sure to inquire about our FastTrak Auto Title Loan program. FastTrak Auto Title Loan Program and Terms: The maximum Annual Percentage Rate (APR) for our FastTrack Auto Title Loan Program is 35.99% for qualifying customers. An example of the fees and costs in a FastTrak scenario are as follows:
Amount Financed – $2,615
APY – 35.99%
Term – 24 Months
Administrative Fee – $75
Monthly Payment – $154.40
Finance Charge – $1,090.48
Total of Payments – $3,705.48
*At FastCredit Financial we offer a variety of Title loans from $2,600 to $25,000 and range from between 12 and 36 months in term. There is never a prepayment penalty so you can make additional payments or payoff your loan at any time. Customers need to demonstrate the ability to repay the loan.
Loans are underwritten based on collateral, loan to value, debt to income, and credit worthiness. Additional fees include a $15 California lien fee and an administrative fee of $75 for loans of $2,600 to $4,999, and 5% of the amount financed for loans of $5,000 to $25,000. Call or visit our office today to see how simple auto financing can be for you! We look forward to hearing from you soon! Loans Made Pursuant to Department of Business Oversight California Finance Lenders Law License #603-9260
Used Car Loan Process
If you have an auto loan or auto title loan, FastCredit Financial will refinance your loan.